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About
Us
Our Story
Fintek Capital was founded with a clear purpose: to bring clarity, structure, and integrity to business financing.
Over the years, we observed a growing disconnect between business owners and the funding solutions presented to them. Too often, merchants were overwhelmed by fragmented information, misaligned products, or short-term solutions that failed to support long-term growth.
Fintek Capital was built to change that experience.
By combining industry expertise with a disciplined, relationship-driven approach, we created a platform focused on matching businesses with financing solutions that align with their operational realities—not just immediate needs. Our story is rooted in understanding cash flow, growth cycles, and the challenges business owners face when navigating today’s financial landscape.
Who We Are
Fintek Capital is a business funding firm specializing in alternative and hybrid financing solutions for small and mid-sized businesses nationwide.
We work closely with business owners to evaluate their financial position and connect them with appropriate capital structures, including merchant cash advance programs, term loans, lines of credit, consolidation options, bridge financing, and other tailored solutions.
Our team brings hands-on experience in underwriting, financial analysis, and business operations. This allows us to approach every file with a strategic mindset—focused on sustainability, transparency, and long-term value.
At Fintek Capital, we believe financing should be a tool for progress, not a burden. Every conversation is guided by professionalism, clear communication, and respect for our clients’ time and goals.
Our Vision
Our vision is to become a trusted financial partner for business owners seeking smart, responsible access to capital.
We aim to simplify the funding process, remove unnecessary friction, and elevate the standard of how business financing is delivered. By prioritizing transparency, education, and alignment, Fintek Capital strives to help businesses make informed financial decisions with confidence.
As markets evolve and businesses grow, our commitment remains the same:
to provide thoughtful funding solutions that support stability, scalability, and long-term success.
What
We
Offer
IMMEDIATE FUNDING
Designed to provide fast and flexible capital when your business needs it most. Whether it's to cover day-to-day operations, manage cash flow gaps, or seize time-sensitive opportunities, we offer quick approvals and funding within hours. With a streamlined application process and minimal documentation, we deliver the capital you need — RIGHT AWAY.
LINE OF CREDIT
Our lines of credit, offer flexible funding that adapts to your business’s needs. With a line of credit, you can access funds up to a predetermined limit whenever needed. You’ll only pay interest on the amount used, making it a cost-effective solution for maintaining steady cash flow. This reliable, accessible funding option empowers your business to stay agile and ready for any financial demands.
TERM LOAN
The upside of Term Loans is longer terms and bottom line interest rates. Those type of loans require full documentation and due diligence. Through our trusted partners, we offer term loans that provide a lump sum of funding, repaid over a fixed period with predictable monthly payments. Ideal for major expenses or expansion projects, these term loans come with competitive rates and flexible terms, helping you invest confidently in your business’s long-term growth.
BUY-OUT CONSOLIDATIONS
Help your business's cash flow recover with this type of product. Buyout existing debt into one low affordable term loan. This streamlined approach can reduce monthly payments, lower interest rates, and ease cash flow, helping your business regain financial control. With a debt consolidation term loan, you can focus on growth while benefiting from a single, straightforward payment tailored to meet your needs.
REAL ESTATE
Our real estate loan options cover a broad range of needs, from hard money loans for fast, asset-based financing to commercial real estate loans tailored for business property investments. We also offer refinancing solutions to help lower your monthly payments or access cash from existing properties, as well as personal real estate loans for residential purchases or investments. With flexible terms and competitive rates, our real estate loans are designed to support your goals.
Why
Us
Deep Industry Knowledge
At Fintek Capital, our approach is grounded in a deep understanding of how businesses operate across industries.
We recognize that no two companies are alike. Cash flow patterns, revenue cycles, and capital needs vary significantly depending on industry, seasonality, and growth stage. Our experience allows us to evaluate each business within its proper context—whether it’s service-based, asset-heavy, transaction-driven, or project-oriented.
This industry awareness enables us to structure financing solutions that align with real operational demands, not generic benchmarks. By understanding the nuances behind revenue, expenses, and working capital requirements, Fintek Capital delivers funding strategies designed to support stability and long-term growth.
Our Expertise
Fintek Capital is built on expertise that extends beyond funding origination.
Our team brings hands-on experience in underwriting, financial review, risk assessment, and business operations. This expertise allows us to identify strengths, address challenges, and guide clients toward financing structures that make sense both today and in the future.
We take a disciplined, consultative approach—evaluating each opportunity with precision and transparency. Rather than pushing one-size-fits-all solutions, we focus on finding the right capital fit for each business, ensuring alignment between financing terms and business objectives.
Our expertise is reflected in how we communicate, how we structure deals, and how we support our clients throughout the funding process.
In-house Credit Analysis Team
A key differentiator at Fintek Capital is our in-house credit analysis team.
Every funding request is reviewed internally by experienced professionals who assess financial performance, cash flow consistency, and overall business health. This internal review process allows us to move efficiently while maintaining responsible underwriting standards.
By conducting credit analysis in-house, we gain a deeper understanding of each business before presenting financing options. This ensures greater accuracy, clearer expectations, and more informed decision-making.
Our credit team works closely with funding advisors to structure solutions that balance opportunity with responsibility—providing clients with financing pathways that are both strategic and sustainable.
Contact
Us
Our Address
2999 NE 191st ST, Aventura FL, 33180
Our Email
Our Phone No.
754.291.9602